Homeowners Insurance - provides coverage against property and liability perils facing 

 

                                                                   homeowners

 

 

Automobile Insurance - protects the policyholder against losses involving automobiles

 

 

Excess Liability (Umbrella) - increases your personal liability protection over and above the limits 

 

                                                    set by your existing home and auto insurance.  Coverage begins where your 

 

                                                    underlying coverages ends.

 

 

Scheduled Items - complete coverage for your valuable items including jewelry, furs, fine arts, etc.