Life Insurance -  A policy that guarantees the payment of a stated amount of monetary

 

                                                benefits upon the death of the insured to a designated beneficiary,

 

                                                typically a family member or business.

 

 

 Health Insurance - A general term for insurance against loss by sickness or bodily injury.

 

                                                       This usually includes coverage for medical expenses such as doctor

 

                                                       visits and hospital stays and can cover normal and preventative care

 

                                                      such as check ups, prenatal care and well-baby care.