A Business Owners Insurance Policy, also known as BOP insurance, combines several types of insurance coverage together so you can buy a package of protection at a competitive price.  Our helpful and knowledgeable staff will offer you customizable coverage options and find the right insurance for you and your small business.  BOP insurance can help protect you in the event of a property claim, equipment breakdown, income loss and/or a variety of liability claims.

Workers Compensation
Workers compensation is insurance that provides cash benefits and/or medical care for workers who are injured or become ill as a direct result of their job.  Employers pay for this insurance, and may not require the employee to contribute to the cost.  This policy, which conforms to the laws of each individual state, provides injured workers with monetary relief and medical benefits, or, in the case of death, survivor benefits to their dependents.

Disability Insurance
Disability benefits are temporary cash benefits paid to an eligible wage earner, when he/she is disabled by an off the job injury or illness.  The Disability Benefits Law provides weekly cash benefits to replace, in part, wages lost due to injuries or illnesses that do not arise out of or in the course of employment.